A unique code is generated automatically on sending money. The recipient uses the code to withdraw the money and they don’t need to have a phone.
With Afrimoney you can send or receive money as much as 15 Million Leones at the most competitive transaction rates.
Send and receive money securely 24/7 all through the year. Our superior network ensures that no matter where you are or what time it is you continue transacting seamlessly.

If you have sent money to a person you have never transacted with, he/she will not be able to confirm the transfer as he doesn’t know your phone number. After sending money, you have to call the person to inform them and tell them your number if they don’t know it. They will receive an SMS requesting them to dial *161# and accept the transfer by entering the sender’s number. Therefore, if you have sent money to the wrong person, they will not know your number. All the amount transferred and the charges will be sent back to you automatically after 15 days if the transfer is not confirmed
Afrimoney is a mobile money solution offered to all Africell Subscribers.
Afrimoney is a secure way to store and manage money in an account linked to your Africell sim card, similar to a bank account.
With an Afrimoney account you can:
- Transfer money (Domestically)
- Pay bills and fees (EDSA, DSTV, WAEC among others)
- Pay for goods and services
- Buy Africell services (Airtime, Data…)
- Collect international remittances
- Receive your salary
for them to register you.
3• You will receive a short message to confirm the registration of your Afrimoney account, along with your default PIN (“0000”) which you must change in order to activate your account.
When activated, you can start using our wide range of services.
gives opportunity to the under-served to be reached at a relatively cheap cost.
Anytime and anywhere
money anytime, without going to the bank. (Mobile bank or Push and Pull)
P2P | ||||
From User | From User | Transaction Amount | Service Charge | |
Subscriber | Subscriber | From | To | Fixed Amount |
1.00 | 100 | 0.50 | ||
100.01 | 500 | 1.00 | ||
500.01 | 3,000 | 2.50 | ||
3,000.01 | 15,000 | 5.00 |
Cash Out | ||||
From User | From User | Transaction Amount | Service Charge | |
Subscriber | Subscriber | From | To | Fixed Amount |
1 | 14.99 | 0.45 | ||
15 | 29.99 | 0.79 | ||
30 | 59.99 | 1.50 | ||
60 | 99.99 | 3.05 | ||
150 | 299.99 | 6.10 | ||
300 | 599.99 | 11.00 | ||
600 | 999.99 | 14.00 | ||
1,000 | 1,999.99 | 20.00 | ||
2,000 | 2,999.99 | 35.00 | ||
3,000 | 3,999.99 | 50.00 | ||
4,000 | 6,999.99 | 85.00 | ||
7,000 | 15,000 | 150.00 |
A mobile phone Wallet to all Africell subscribers that allows them send and receive money using a mobile phone.
Send and receive money (domestically), Utility bill payments, Airtime top-ups, Deposit cash on AM account, Withdraw cash from AM account, Merchant payments, Payroll payments
Anywhere any time
Register for the service at any Afrimoney Outlet
Yes, but you will be prompted to register before Money is credited to your account
Go to an AM agent with your phone and Request to cash out
Go to any Afrimoney Outlet with any valid ID. (Work ID, voters card, driving permit, passport, national ID, LC ID/letter, student ID)
No, you can have zero balance but your Afrimoney account will be active
Afrimoney Registration is completely FREE
All Afrimoney branded Outlets (POS)
No, you don’t need too have a bank account, but it will be an added advantage to have an account with a partner bank because you will enjoy Bank-to-wallet services when launched
No, you should have sufficient funds to carry out the transaction you would like to.
No, you will only be charged a very affordable fee for some transactions.
*161# ok and follow the instructions.